Panama City Beach Listing Agent
Sell Your PCB Property
With Kinsey Haddock P.A.
Selling a Gulf-front condo, vacation rental, or single-family home in PCB? Kinsey Haddock P.A. brings 16 years of local market knowledge and Coldwell Banker's national reach to your listing.
Your Panama City Beach Listing Agent
Panama City Beach is one of the most active second-home and vacation-rental markets on the Gulf Coast. Buyers here are often purchasing remotely, evaluating rental income potential alongside lifestyle value, and comparing PCB against Destin and 30A simultaneously.
That means your listing needs to speak directly to that buyer — with accurate rental income history, clear HOA and condo documentation, and photography that sells the Gulf view, not just the unit. Kinsey has represented sellers in PCB's most active condo buildings and knows what moves properties in this market.
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Experience
16 years · 100+ transactions · $50M+ sold
Designations
How it works
The Listing Process
From the first conversation to closing day — here is exactly what working with Kinsey looks like.
Comparative Market Analysis
Kinsey pulls recent closed sales, active competition, and absorption rate data to build a pricing range grounded in what buyers are actually paying — not what sellers wish they could get.
Pre-Listing Preparation
A pre-listing walkthrough identifies high-ROI repairs, staging priorities, and items that could surface on inspection. The goal is to reduce surprises and protect your net proceeds.
Professional Photography & Video
Every listing receives professional photography. Waterfront and vacation-rental properties also get aerial drone footage and, where appropriate, a walkthrough video for out-of-state buyers.
MLS Launch & CB Distribution
Your listing goes live on the MLS and syndicates through Coldwell Banker's national network — Realtor.com, Zillow, Homes.com, CB.com, and hundreds of partner sites — within 24 hours.
Offer Review & Negotiation
Kinsey reviews every offer for net proceeds, contingency risk, and buyer qualification — not just headline price. You'll understand the trade-offs before you sign anything.
Contract to Close
From inspection through appraisal, title, and final walkthrough, Kinsey coordinates every party and keeps you informed at each milestone — whether you're local or closing remotely.
Selling in Panama City Beach — What You Need to Know
Pricing & CMA Approach
PCB pricing is driven by floor, view tier (Gulf-front vs. Gulf-view vs. no view), building amenities, and rental income history. Kinsey builds your CMA from recent closed sales in your specific building and view tier — not just the zip code — and factors in seasonal demand curves and current absorption rate to recommend a list price that attracts qualified buyers without leaving money on the table.
Photography & Video Strategy
Every PCB listing receives professional interior and exterior photography. Gulf-front and high-floor units also get aerial drone shots that capture the water view — the single most important selling feature for out-of-state buyers who are evaluating properties online before ever visiting. Walkthrough video is available for properties over $500K or those with strong vacation-rental income history.
Coldwell Banker Distribution
Your listing syndicates through Coldwell Banker Realty's national platform to Realtor.com, Zillow, Homes.com, CB.com, and hundreds of affiliate sites. CB's relocation network also surfaces your property to buyers transferring into the Florida Panhandle — a meaningful buyer pool for Panama City Beach properties.
Insurance & Flood Preparation
Coastal properties in PCB require wind insurance (typically through Citizens or a private carrier) and flood insurance if the property is in a FEMA flood zone. Kinsey advises sellers to gather their current insurance declarations pages, elevation certificate (if applicable), and any prior claims history before listing — buyers and their lenders will ask for all of it. Transparency here prevents surprises during the inspection and financing contingency period.
Vacation-Rental Booking Considerations
PCB has one of the highest concentrations of active vacation rentals on the Emerald Coast. If your property is on a rental program, Kinsey coordinates with your property manager to document all future bookings, calculate prepaid rental income proration, and ensure the purchase contract correctly addresses the transfer of booking obligations to the buyer. Buyers who plan to continue renting will want to see at least 12 months of rental income history — Kinsey helps you present that data clearly.
Condo & HOA Documentation
Florida's condo disclosure law gives buyers a 3-day right to review association documents and cancel without penalty. Kinsey requests the full document package — declaration, bylaws, financials, reserve study, and recent meeting minutes — at the start of the listing so there are no delays when a buyer exercises that right. He also flags any known special assessments or reserve shortfalls upfront so they don't derail a contract at the last minute.
Remote Seller & Closing Process
A significant share of PCB sellers are out-of-state owners who purchased as a vacation or investment property. Kinsey manages the full process remotely — coordinating showings with your property manager, attending inspections on your behalf, and communicating via video call, email, or text on your schedule. Florida allows remote closings through a title company with a mobile notary, so you never need to fly down to sell.
Completed transaction
A Recent Panama City Beach Sale
Gulf-front condo, Panama City Beach — listed and under contract in 11 days. The sellers were Ohio-based investors who had owned the unit for six years and wanted to exit before a planned special assessment hit. Kinsey priced the property at the top of the comparable range based on the unit's floor and unobstructed Gulf view, prepared a rental income summary for the listing, and coordinated all showings through the on-site property manager. The accepted offer came from an out-of-state buyer who had never visited the property in person — the aerial photography and walkthrough video were the deciding factors.
Details generalized to protect client privacy. Results vary by property, market conditions, and timing.
What Panama City Beach Sellers Say
"Kinsey handled the sale of our Gulf-front condo from start to finish. He knew exactly how to price it for the vacation-rental buyer pool and we were under contract in 11 days."
— Mark T. — PCB Condo Seller
"We were selling remotely from Ohio. Kinsey managed every showing, coordinated the inspection, and kept us informed at every step. Closed without us ever flying down."
— Sandra L. — PCB Investment Property
"He was honest about pricing from day one — didn't just tell us what we wanted to hear. That honesty got us a clean offer at a price we were happy with."
— David & Kim R. — PCB Single-Family
Frequently Asked Questions
Free · No obligation
Request a Pricing Consultation
Tell Kinsey about your Panama City Beach property and he'll prepare a comparative market analysis and walk you through what your home could sell for today.
Free seller resources
Know what to expect before you list
Seller Guide
Considering Selling to Just Listed
Every stage of the listing journey — from deciding whether to sell, to pricing strategy, pre-listing preparation, and what happens between contract and closing. Written specifically for Emerald Coast and Forgotten Coast sellers.
Listing Presentation
How Kinsey Markets and Sells Your Property
A detailed walkthrough of Kinsey's listing process — pricing methodology, Coldwell Banker's national marketing platform, professional photography, digital distribution, and how he manages the transaction from listing agreement to closing table.