St. George Island Listing Agent
Sell Your St. George Island Property
With Kinsey Haddock P.A.
St. George Island is one of Florida's most pristine barrier islands — undeveloped, state-park-flanked, and deliberately low-key. Buyers here are choosing it specifically, and selling requires reaching that audience with the right story.
Your St. George Island Listing Agent
St. George Island sits in Franklin County, flanked by Dr. Julian G. Bruce St. George Island State Park on the east end and the Apalachicola Bay on the north. The island's limited development, pristine beaches, and natural character attract buyers who are deliberately choosing it over more developed alternatives — and who are willing to pay a premium for the right property.
The market has seen significant appreciation, with median listing prices above $1.2M as of mid-2026, and days on market that reflect a smaller, more deliberate buyer pool. Kinsey understands the St. George Island buyer profile — typically out-of-state vacation-home purchasers comparing the island against Cape San Blas and Port St. Joe — and knows how to position your property to reach them.
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Experience
16 years · 100+ transactions · $50M+ sold
Designations
How it works
The Listing Process
From the first conversation to closing day — here is exactly what working with Kinsey looks like.
Comparative Market Analysis
Kinsey pulls recent closed sales, active competition, and absorption rate data to build a pricing range grounded in what buyers are actually paying — not what sellers wish they could get.
Pre-Listing Preparation
A pre-listing walkthrough identifies high-ROI repairs, staging priorities, and items that could surface on inspection. The goal is to reduce surprises and protect your net proceeds.
Professional Photography & Video
Every listing receives professional photography. Waterfront and vacation-rental properties also get aerial drone footage and, where appropriate, a walkthrough video for out-of-state buyers.
MLS Launch & CB Distribution
Your listing goes live on the MLS and syndicates through Coldwell Banker's national network — Realtor.com, Zillow, Homes.com, CB.com, and hundreds of partner sites — within 24 hours.
Offer Review & Negotiation
Kinsey reviews every offer for net proceeds, contingency risk, and buyer qualification — not just headline price. You'll understand the trade-offs before you sign anything.
Contract to Close
From inspection through appraisal, title, and final walkthrough, Kinsey coordinates every party and keeps you informed at each milestone — whether you're local or closing remotely.
Selling in St. George Island — What You Need to Know
Pricing & CMA Approach
St. George Island pricing is driven by Gulf proximity, lot characteristics, and rental income potential. Gulf-front properties command the highest premiums, with median listing prices well above $1M. Bay-front and interior properties are priced on water access, views, and lot size. The island's limited inventory and deliberate buyer pool mean that overpricing can result in extended days on market — the current median is over 100 days. Kinsey builds your CMA from recent closed sales and active competition, and prices to attract the specific buyer who is choosing St. George Island.
Photography & Video Strategy
St. George Island's pristine beaches, undeveloped state park shoreline, and Apalachicola Bay views are the primary selling points. Professional photography that captures the beach access, natural setting, and outdoor living spaces is essential. Aerial drone photography is particularly effective for Gulf-front and bay-front properties where the lot's relationship to the water is the key value driver. For vacation-rental properties, photography should also capture the outdoor living spaces and amenities that drive rental bookings. Kinsey coordinates professional photography within the first week of the listing agreement.
Coldwell Banker Distribution
Your listing syndicates through Coldwell Banker Realty's national platform to Realtor.com, Zillow, Homes.com, CB.com, and hundreds of affiliate sites. CB's relocation network also surfaces your property to buyers transferring into the Florida Panhandle — a meaningful buyer pool for St. George Island properties.
Insurance & Flood Preparation
St. George Island's barrier island geography means virtually all properties face significant wind and flood insurance requirements. Gulf-front properties are in the highest-risk flood zones, and insurance costs can be substantial. Kinsey advises sellers to gather current insurance declarations, elevation certificates, and any prior claims history before listing — buyers and their lenders will request all of it, and having it ready prevents delays during the financing contingency period.
Vacation-Rental Booking Considerations
Most St. George Island properties are operated as vacation rentals, and buyers are purchasing primarily for rental income combined with personal use. Kinsey helps sellers present rental income history clearly — gross revenue, net after management fees, and occupancy rates — so buyers can underwrite the investment accurately. Existing bookings transfer to the buyer under Florida law, and Kinsey coordinates the documentation and proration with your rental manager before listing.
Remote Seller & Closing Process
Nearly all St. George Island sellers are out-of-state owners who purchased as a vacation or investment property. Kinsey manages the full listing process remotely — coordinating showings with your rental manager, attending inspections on your behalf, and communicating on your schedule. Florida allows remote closings through a title company with a mobile notary, so you never need to travel to close.
Completed transaction
A Recent St. George Island Sale
Gulf-front vacation home, St. George Island — sold after 90 days at a price that reflected the island's current market realities. The sellers had purchased at the peak of the 2022 market and needed to sell in a correcting environment. The current median days on market on St. George Island exceeds 100 days, and the median sale price had declined year-over-year. Kinsey priced the property accurately from the start — below the sellers' initial expectation but aligned with what buyers were actually paying — and the home sold within 90 days to a Georgia family who had been searching the Forgotten Coast for two seasons.
Details generalized to protect client privacy. Results vary by property, market conditions, and timing.
What St. George Island Sellers Say
"Kinsey was honest about the current market conditions on St. George Island. He priced our home accurately and we sold within 90 days — which is realistic in this market."
— Charles & Barbara F. — St. George Island Gulf-Front
"He coordinated the booking transfer with our rental manager and made sure the buyer had all the rental income documentation they needed. Professional throughout."
— David W. — St. George Island Vacation Rental
"Selling remotely from Georgia, Kinsey handled everything. He attended the inspection, coordinated showings, and we closed via mobile notary without any issues."
— Susan T. — St. George Island Bay-Front
Frequently Asked Questions
Free · No obligation
Request a Pricing Consultation
Tell Kinsey about your St. George Island property and he'll prepare a comparative market analysis and walk you through what your home could sell for today.
Free seller resources
Know what to expect before you list
Seller Guide
Considering Selling to Just Listed
Every stage of the listing journey — from deciding whether to sell, to pricing strategy, pre-listing preparation, and what happens between contract and closing. Written specifically for Emerald Coast and Forgotten Coast sellers.
Listing Presentation
How Kinsey Markets and Sells Your Property
A detailed walkthrough of Kinsey's listing process — pricing methodology, Coldwell Banker's national marketing platform, professional photography, digital distribution, and how he manages the transaction from listing agreement to closing table.